No matter what happens, the show must go on and you certainly don’t want to find yourself in a situation where you are overexposed to a potential claim.
Not only could this cause problems in the sense of time and stress to sort out, but if you find you are not covered it could spell complete financial ruin for your business.
As an insurance broker, we not only have more than 40 years’ experience. We also have some very competitive products that will ensure you are fully covered.
So, what are our top four reasons why you should choose a specialist circus insurer?
Choose a broker that can mix and match premiums
As a broker, we can provide cover for liability as well as property damage and can mix and match premiums.
This approach means that we can make sure you are fully covered for every eventuality at a competitive price, even if it needs to be over a couple of different policies.
Does your broker know what common exclusions to look out for?
Unless you are working with a specialist broker, there is a risk that common exclusions such as high winds or large excesses may be overlooked.
Working with a broker who knows the entertainment and leisure industry arguably as well as you really does give the upper hand when it comes to getting the right cover.
It is worth considering performers working at height cover
By its very nature, a circus will include some degree of working at height during a performance as well as in rehearsals and an experienced broker will be able to advise on the best way to ensure you are covered should an injury occur.
Ask your broker to explain about how to add working at height cover to your policy as it will provide you that extra peace of mind.
Benefit from economies of scale premiums
The final point to consider if the benefit you would get from economies of scale. As a leading broker for UK Circuses, we can purchase policies on behalf of our clients at a reduced rate because of our ability to purchase at a scale.
If you choose to instruct an insurer who may not be a specialist in the area, it is likely that they will not have the same buying power as a specialist broker who works with a large number of similar clients.
We offer a free policy health check and are always happy to discuss your policy. You can get in touch by calling on 01474 557427 or emailing firstname.lastname@example.org.