Whilst many of us enjoy heading to the fairground or our local leisure facility to be entertained, we do not often consider the potential dangers that may await.
With hundreds of people being injured and some even fatally each year, it is vital to have the right protection as the last thing you will want to worry about is a potential claim.
Public Liability Insurance
As mentioned above, a fairground can have a lot of risks and it is vital to make sure that you are fully covered for every eventuality. This includes:
- Where a member of the public is injured on a ride or because of something that you caused.
- Where a member of the public experiences an illness such as food poisoning or other reaction due to food that they were served.
The right type of public liability cover will make sure that you are covered against these risks, help cover any legal fees, potential loss or compensation that you may experience due to a claim.
Employers Liability Insurance
It is not just members of the public who could make a claim against you. Even just a few weeks ago, a worker at Maldon, North Yorkshire was seriously hurt after getting leg trapped in machinery under a rollercoaster and flown to hospital in an air ambulance.
It is also a legal requirement for all employers to have Employers Liability Insurance in place, with potential fines of up to £2,500 per day for each day you are not properly covered.
We will work with you to make sure that you have the appropriate level of cover in place in order that you can have peace of mind that you are fully covered.
Vehicle & Equipment Insurance
We are a specialist insurer for Showmen, fairground and leisure and know that there are several other important areas you need to make sure are covered. This includes vehicle and equipment (including goods in transit) insurance.
With these areas being so vital to the livelihood of Showmen and those who operate fairground and leisure businesses along with the high costs of having to replace damaged or stolen equipment it is absolutely vital to ensure that you are covered.
There are a number of other areas that you may wish to include in your insurance policy and this is a significant reason to choose a broker who has the experience in placing Showmen, fairground and leisure cover.
With over 40 years’ experience, we have the skills and knowledge that you need to make sure nothing is left to chance! Visit our Showmen page for more details.